Built for Stripe SaaS

Turn failed payments and cancellations into recovered revenue

churnguardian watches your Stripe account, emails customers the moment a card fails, and saves at-risk customers with smart offers. No commission. No code. Live in minutes.

14-day free trial · No credit card · Works with Stripe

Churnguardian / Recovery

Recovered this month

$7,400

Recovery rate

81%

0%

commission on recovered revenue

3-step

automated recovery sequence

100%

of recovered revenue stays yours

24/7

recovery running in the background

The problem

Two leaks quietly drain your MRR

Most SaaS companies lose more revenue to churn than to failed acquisition. Both leaks are fixable, but only if you catch them in time.

Involuntary churn

Cards fail. Customers drift.

Expired cards, insufficient funds, bank declines. The customer meant to pay, but their bank said no. With no nudge, the subscription quietly dies and the MRR is gone.

  • No recovery email
  • No smart retry
  • No saved revenue
Voluntary churn

They click cancel. You never learn why.

No reason captured, no offer shown, no second chance. The revenue walks out the door and you are left guessing at what would have made them stay.

  • No reason captured
  • No offer shown
  • No second chance
Involuntary churn

Recover failed payments on autopilot

The moment a charge fails, churnguardian goes to work. Customers get a friendly, branded email with a one-click link to update their card, and we retry on a smart schedule until it clears.

  • Branded Day 0, 3, and 7 emails with one-click card update links
  • Retries timed to paydays, when recovery odds are highest
  • Stops the instant a card recovers and logs the saved revenue
Voluntary vs Involuntary Churn

Total churned

$641.00

Involuntary$221.00 (34%)Voluntary$420.00 (66%)
Voluntary churn

Save customers before they leave

When someone hits cancel, our hosted flow asks why, then shows the offer most likely to keep them. Discount, pause, or a plan change, chosen automatically for each customer.

  • A hosted cancel flow that captures the real reason
  • Offer a pause instead of a cancel when timing is the issue
  • Keep the whole experience on-brand with your colors and logo
Cancel Flow

Why are you leaving?

Offer matched to this customer

30% off for 3 months

Keep my planCancel anyway
Adaptive offers

Every offer learns what actually saves

Static discounts leave money on the table. churnguardian tests discount and duration combinations plan by plan, learns which ones keep customers, and always serves the best performer. A small control group proves the lift.

  • A bandit model picks the offer per plan and billing interval
  • A holdout control group sees the fixed offer, so the lift is measured
  • See acceptance by discount and duration in the offer heatmap
Adaptive Offer Performance
Disc.1mo2mo3mo20%
37%
42%
45%
30%
46%
52%
67%
40%
50%
53%
63%
50%
39%
43%
55%

Acceptance by discount and duration. The bandit serves the winners more often.

Adaptive vs Control Save Rate
Pro+43% lift
Adaptive
63%
Control
44%
Business+27% lift
Adaptive
71%
Control
56%
Starter-9% lift
Adaptive
39%
Control
43%
Annual+16% lift
Adaptive
57%
Control
49%
Bandit vs fixed offerMeasured with a holdout
Analytics

See exactly where churn happens

Stop guessing. churnguardian turns your billing data into clear charts: which cohorts stick, why customers leave, and how much revenue is at stake behind each reason.

  • Cohort retention that shows which signup months retain best
  • Churn reasons ranked by revenue at stake, not just count
  • The voluntary vs involuntary split, so you fix the right leak
Cohort Retention
M0M1M2M3Jun
100
68
52
41
Jul
100
91
83
74
Aug
100
61
47
39
Sep
100
79
66
54
70%+50-69%<50%
Jul retains best
Why Customers Cancel
Too expensive32%
Not using enough24%
Missing features17%
Temporary pause12%
Bugs or issues8%
Ranked by customersToo expensive leads
Revenue

Track every dollar you protect

Recovery is only worth it if you can prove it. Every saved subscription, retry, and accepted offer rolls up into clean revenue numbers you can take to your board.

  • Revenue by cohort so you know which customers still pay
  • Revenue vs logo churn to catch big accounts slipping away
  • Saved MRR from every offer, retry, and recovery
Revenue by Cohort
2026
Revenue vs Logo Churn
Revenue churn — % of MRR lostLogo churn — % of customers lost
How it works

Live in minutes, save for years

No installs. No consultants. Three steps and the automation runs itself.

01

Connect Stripe

Paste a read-only restricted key. It takes a minute and works worldwide, with no OAuth required.

02

Make it yours

Upload your logo, pick a color, and set a sender alias. Your recovery emails look like they came from you.

03

Let it run

Failed payments fire the email sequence. Cancellations trigger an offer. You watch the recovered revenue add up.

Everything included

One tool for every kind of churn

Failed payments and cancellations, handled in one place, with the numbers to prove it works.

Smart dunning engine

A timed Day 0, 3, and 7 email sequence nudges customers to fix their card, with one-click payment links built in.

Branded emails, your voice

Your logo, your colors, your sender alias. Recovery outreach that reads like it came from your team.

Cancellation interception

A hosted flow that catches cancellations before they happen, captures the reason, and shows an adaptive offer, a discount or pause, picked to save that customer.

MRR-at-risk dashboard

See how much recurring revenue is stuck in open failures, who keeps failing, and your recovery rate.

Churn reason insights

Exit surveys roll up into a clean breakdown so you know if it is pricing, missing features, or bugs eating your retention.

Built for your stage

Made for bootstrapped and early-stage SaaS. Enterprise-grade churn protection without the enterprise price tag.

Simple, flat pricing

Pricing that pays for itself

Flat-rate plans with 0% commission on recovered revenue. Cancel anytime.

Starter

Recover failed payments and stop involuntary churn.

$79/mo
  • Smart dunning (Day 0/3/7) emails
  • One-click payment update links
  • Smart retries on soft declines
  • Recovery dashboard & MRR at risk
  • Branded sender alias & colors
  • Up to 2,000 dunning events/mo
  • Email support
Most popular

Growth

Add cancel flows and adaptive retention offers.

$149/mo
  • Everything in Starter
  • Cancellation flow widget
  • Dynamic retention offers
  • Churn-reason analytics
  • Up to 10,000 dunning events/mo
  • Up to 2,000 cancel sessions/mo
  • Priority email support

Scale

For high-volume teams and agencies.

$299/mo
  • Everything in Growth
  • Up to 50,000 dunning events/mo
  • Unlimited cancel sessions
  • Multi-account & agency support
  • Priority support & onboarding
FAQ

Questions, answered

How does churnguardian make money if there is no commission?

A simple flat monthly subscription. Unlike tools that take 15 to 25 percent of recovered revenue, every dollar you recover stays yours. That makes churnguardian profitable for you from the very first recovered customer.

Is my customers payment data secure?

Yes. We connect with a restricted, encrypted Stripe API key that only has the billing permissions we need. We never see or store raw card data, you can revoke the key anytime from your Stripe Dashboard, and all communication flows through Stripe.

Will these emails look like they come from me?

Completely. You set your merchant name, a sender alias, your logo, and your brand color. The emails look like they came straight from your team, which keeps trust high when a payment fails.

What happens when a customer updates their card?

We catch the recovery through Stripe webhooks and immediately stop the reminder sequence. The recovered subscription shows up in your dashboard as saved MRR, and no further emails go out.

Can I use just the dunning emails and skip the cancel flow?

Yes. Each module turns on or off independently. Many teams start with dunning for involuntary churn, then add the cancel flow for voluntary churn once they see results.

How quickly can I get set up?

If your product runs on Stripe, you can be live in minutes. Connect your account, set your branding, and the automation starts on the next failed payment or cancellation.

Recover your first failed payment this week

Join bootstrapped and early-stage SaaS teams winning back thousands in MRR every month, on autopilot.

14-day free trial · No credit card required